Experienced executive with over 20 years in fintech, insurance, and SaaS, specializing in scaling startups and digital transformation. Proven expertise in aligning technology with business strategy to drive growth, operational excellence, and market impact. Skilled in leading cross-functional teams, innovating product solutions, and executing data-driven strategies.

Holds a Bachelor’s in Computer Science from Suez Canal University and a Master’s in Software Engineering from Menoufia University. Certified CBAP Business Analyst and trained in Operations Management and Marketing.

Currently CTO & CPO at Balad, building financial platforms for migrants. Previously CTO at valU and Paynas, improving engineering processes and leading product innovation. Served as Deputy CEO at Willis Towers Watson, spearheading digital transformation and operational cost reductions.

Founded Fekrety Online and IT Fusion, growing them into successful digital and insurance software businesses. Extensive expertise in software development, fintech compliance, and strategic management. Passionate about team leadership, product development, and financial technology solutions.